Los Angeles, CA; 12, June 2015: Facing a foreclosure is frightening. It can cause panic for those who don’t know where to turn to for help. Complicated legal jargon only makes the process worse. Fortunately, hiring a strong foreclosure attorney to stop a trustee sale is an option available to homeowners in California. Lenders will often tell borrowers not to hire a foreclosure lawyer when they call discuss foreclosure assistance, however, there are particular situations that make doing so even more urgent.
Foreclosure Violations
SB900 violations take place frequently in California. The foreclosure laws in California are some of the strongest laws for borrowers in the US. In California, there are several legal options available to stop trustee sale proceedings. These include seeking an injunction, filing a lis pendens, or filing for bankruptcy. Depending upon the situation, a lawyer will likely choose one of the above options to help stop foreclosure and prevent the sale of the home in an auction.
For any borrower trying to determine whether to call a lawyer, there are a few issues to consider. The first step in identifying violations by the lender is identifying “Dual Tracking”. Dual tracking occurs when the lender moves forward with the foreclosure process while simultaneously offering to help with a modification and reviewing an application for assistance. A more specific violation of SB900 occurs when the lender does not assign a single point of contact for the borrower who is applying for assistance. This is important because borrowers have the right to work with discuss foreclosure options with the lender in determining whether an alternative can be worked out.
Additionally, lenders may refuse to give written confirmations and updates regarding a foreclosure. This is a blatant disregard for the California law and Home Owner Bill of Rights, specifically intended to help borrowers facing foreclosure. Any lender who refuses to assist borrowers is subject to the full force and effect of the law in California; potentially resulting in damages up to $50,000 when a lender violates the law.
Many lenders also take advantage of a borrower’s ignorance by failing to adhere to the legal requirements under the California foreclosure law. This leaves borrowers confused with nowhere to turn to for help. It can also cause serious problems within the foreclosure itself. For example, without updates and proper communication incorrect paperwork can be filed and cause problems with the proceedings.
The Foreclosure Attorneys of Consumer Action Law Group Stop Trustee Sales
Despite all of the problems that a borrower may encounter during a foreclosure, there is help available. The real estate attorneys of Consumer Action Law Group understand the laws and the process to stop foreclosures, and will work personally with borrowers to stop foreclosure from occurring.
One phone call can prevent foreclosure. All lenders have a team of attorneys working with them. Borrowers should have at least one lawyer on their side! Particularly when it comes to saving a home, the most important investment in most people’s life, it is always best to have dedicated lawyers advocating on behalf of the borrower.
Any borrower who wants to stop a trustee sale and needs help should consult with an experienced foreclosure attorney. The attorneys at Consumer Action Law Group are available to help anyone facing foreclosure and offer free consultations to discuss options and strategies. The foreclosure lawyers at Consumer Action Law Group have the understanding and experience to help win cases and get borrowers back on the right financial track. The law is confusing, but it can be very helpful for borrowers who know their options and hire strong attorneys to fight for them!
About Consumer Action Law Group:
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.
For Media Contact:
Contact Person: Lauren Rode, Esq.
Telephone: (818) 254-8413
Email: [email protected]
Website: www.consumeractionlawgroup.com
